Since January 1st, 2014, U.S. health care law requires all people age 0-64 years old to purchase health insurance. Health insurance is complex, confusing and often overwhelming. We have gathered resources to better inform you about health insurance to help you make decisions.
Covered California is the state’s marketplace for the federal Patient Protection and Affordable Care Act which eliminates industry practices that include rescission and denial of coverage due to pre-existing conditions.
On-Exchange(Covered California) VS. Off-Exchange
Covered California is the state exchange that helps individuals determine whether they are eligible for Federal premium assistance that is based on available income to reduce insurance costs or whether they are eligible for low-cost or no-cost Medi-Cal. Consumers can then compare health insurance plans and choose the plan that works best for their health needs and budget.
Off-Exchange is a health insurance policy that is not available for purchase through a federal or state exchange. Off-Exchange can be purchased directly from the insurance company, and there is no premium assistance from the government. It is also approved under the Affordable Care Act.
APAC Service Center and Insurance Services is a Covered CA Certified Agent that can help you determine if you qualify for a financial help in paying your health insurance and navigate the entire enrollment process.
APAC offers the lowest insurance prices in town. You can get an instant quote on line, or fill out the form below. Please contact us at 626-291-2200 for any questions.
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